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Farm Owners Insurance

When most people hear the word “insurance” they think of their cars, but in many cases their farm is the most important and expensive piece of property they own. Our agency offers comprehensive Farm owners insurance policies to choose from and these plans can be tailored to suit your individual needs and budget.

Ohio Mutual's Farm Owner's policies automatically include a full complement of standard features that cover your dwelling, personal property, Farm property and other structures. The policy also includes liability protection, loss of use and medical payments to others coverage. You may take advantage of higher deductibles, discounts and credits to reduce your insurance premiums, and you can add endorsements to your policy to broaden the protection limits even further.

Deductible

Paying for smaller claims yourself allows you to lower your Farm owners insurance premiums by choosing a higher deductible. Ohio Mutual Group offers a choice of deductibles, including:

Discounts & Credits

  • Multi-policy – By insuring your auto and home with ERIE, you will receive a discount on your auto premium as well as your homeowners insurance premium.
  • New Home – Receive a discount if you live in a new home.
  • Premises Alarm – This discount is applied to your premium if you have smoke detectors installed in your home.
  • Sprinkler System Credit – If you install and maintain a sprinkler system, you will receive a credit on your homeowners premium.
  • Additional Endorsements – In addition, some of the other available endorsements include:
    • Earthquake Coverage
    • Nurse’s Professional Liability
    • Personal Computer Coverage
    • Replacement Cost on Personal Property

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If you would like a comprehensive review of our Farm owners insurance program, please contact us.

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